Credit calculator
Apply for your new loan

2 minutes and you have filled out the credit application!

To do so, first select the desired loan and term in the loan calculator above.
The application is free of charge and without obligation. Every application is processed immediately.
Loans for almost everything (car, house, hobby, company, leisure, etc.)

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1. Find credit

1. Find credit

Simple and fast: Find the right loan for you. Enter the desired values in the Kreditrechner.

2. Application

2. Application

Apply for the credit. Fill out the form. In a few steps you have applied for the new credit.

3. Notification

3. Notification

We check the creditworthiness and you will be informed in a short time. You send our offer back to us.

4. Receive money

4. Receive money

Then you will receive the money paid out to your account, directly after the statutory withdrawal period of 14 days.

Automatic Kreditrechner
Apply for the desired credit online

Beratung zum KreditrechnerHandeys financial specialist Busra Basatik.

Personal Advice

  • If you have any questions, please feel free to contact the Handeys financial experts.
  • We will advise you on the phone or in a personal meeting and give you information about the necessary steps.
  • Whether credit or loans for private individuals and companies or investments and financial investments - we have suitable suggestions ready for you.
  • The loan calculator can be used for car loans but also other forms of credit.

The credit >>>

What is the credit about?
Information & Consulting.
From the financial expert.

Personal consultation >>>

Do you have questions about the credit?
Non-binding advice.
Suitable suggestions.

The direct way to the desired credit

The renovation of your own four walls, to finance a new car or to fulfill small everyday wishes of your family - the reasons for a loan are manifold. But to find a convincing as well as favorable personal loan at fair conditions, often resembles the search for the needle in the haystack.

Finally, there are numerous providers on the market whose offers differ greatly, not only with regard to the requirements for granting a loan. Different maturities, monthly rates and interest rates quickly cause confusion and often leave private individuals with an uncertain feeling - but that doesn't have to be the case!

Are you also looking for a new Loan or are you thinking of redeeming your current loan at better conditions? Then use our practical online loan calculator and get your desired loan in just a few steps!

Credit comparison by means of a calculator

Our loan calculator will find cheap personal loans from Switzerland for you at any time. Benefit from our many years of experience as a financial services provider and our close cooperation with leading Swiss partners!

Whether real estate orCar Loan- our calculator will take over the loan comparison for you and then determine the interest rate tailored to you!

  • Fast
  • Uncomplicated
  • Reliable
  • Without hidden fees
  • At unbeatable rates from 4.9 percent
  • Free credit request

Consulting >>>

We advise you and prepare offers.
Free of charge and without obligation.
Feedback after 1 day.

Credit amounts from 1000 to 250 000 Swiss francs
for individual terms

Determine credit amount

Set the amount of your desired loan in the loan calculator. The calculator calculates your personal conditions within a range of 1,000 up to a maximum of 250,000 Swiss francs. This way you always have an overview.

In addition, depending on the case, we take care of the cancellation of your existing loan. Do you have any further questions? Contact us by phone or e-mail and we will be happy to help you - even if you have questions about a loan.

Optimize term

Optimize the individual term of your loan - from 12 to 120 months. Once you have adjusted both parameters to your requirements, the Kreditrechner will show you at a glance the respective monthly installment, the insurance cover and the total interest costs.

Review of the application

After we have received your request via the Kreditrechner, we will check your creditworthiness. Afterwards our credit experts will send you an offer. If you agree to this, please contact us again. We will then transfer the money to your account.

Law requires portable rates

  • When calculating the loan and its amount, please note that the rates are affordable for you. The granting of consumer credit is strictly regulated in the Federal Law on Consumer Credit(KKG).
  • The law serves to protect you as a borrower from possible over-indebtedness.

Creditworthiness Check

  • A credit can have financial consequences for you if your income is suddenly insufficient. We are obliged to check the creditworthiness with a preceding creditworthiness check.
  • Remember: Unforeseeable events can be prevented with credit insurance.

Leaflets and links

Credit comparison >>>

Compare different providers.
Free of charge and without obligation.
Feedback after 1 day.

Calculated examples of loans
with various maturities

Credit 8000 francs

  • term: 36 months
  • annual interest rate: 4.9%
  • monthly installment:Fr. 239.05

Credit 20'000 francs

  • term: 48 months
  • annual interest rate: 4.9%
  • monthly installment: Fr. 458.70

Credit 50'000 francs

  • term: 36 months
  • annual interest rate: 4.9%
  • monthly installment:Fr. 1493.90

Credit options
Calculate in the Kreditrechner

Personal loan from 4,4%

Personal loan from 4,4%

Does a personal loan fit perfectly to your current life situation? You will receive fair rates and a serious evaluation of the credit providers with our offer.

Further »

Corporate Credit

Corporate Credit

Starting your own business or buying new furniture for your company? The company credit is suitable for this. An early repayment is possible at any time and without additional costs.

Further »



We will get you the most favorable mortgage. And present you with 5 offers - with the best interest rate. With 10% equity we make it possible for you to have your own home.

Further »